Insurance & Compliance Requirements
At West Forest Capital, we prioritize real estate loan insurance, risk mitigation, and regulatory compliance to ensure every project is secure and legally sound.
Our real estate loan insurance and compliance requirements protect both investors and lenders at every stage of the process. We make sure all liabilities are addressed before funding, giving peace of mind to everyone involved.
Builder’s Risk Insurance requirements

Phase 1 Environmental Report
Some commercial and industrial properties need a Phase 1 Environmental Report before we approve the loan.
This report checks the land, water, and how the property is used. It looks for risks that could hurt the value or break the rules.
By doing this early, we help projects follow the law and avoid problems later.

Real Estate Loan Insurance Required for All Properties
Every property we finance must have active real estate loan insurance. The policy must list West Forest Capital as the loss payee and additional insured.
This protects everyone if there is damage, loss, or something unexpected during the loan.

Builder’s Risk Insurance for Rehabilitation Projects
If you are doing major repairs, new construction, or fixing a building, you need Builder’s Risk Insurance.
This covers things like damage, stolen materials, fire, or vandalism while the work is being done.
It keeps the project moving, even if something bad happens.
Get Started Today!
Let’s make your real estate goals a reality fast and hassle-free!
Call us at (201) 707-8889
The DSCR Loan Process: Simple & Fast
Apply with Ease
Get Pre-Approved in 24-48 Hours
Our expert underwriters quickly assess your application, providing a fast, hassle-free pre-approval.
Review Your Loan Terms
Quick Funding, No Delays
Hard Money Loans
We care about the property value, not your credit score.
Stay updated with New Jersey Real Estate Market Trends from the official NJ Realtors Association.
Get money fast with our Bridge Loan solutions. Use the money for Mixed-Use, Commercial, or Industrial properties.

Why Pick Our Bridge Loans?
We offer fast approval and quick funding. Get your money in just a few days. We have flexible terms that fit your project. Borrow up to $10 million. Enjoy low interest rates and an easy process.

Loan Terms and Requirements
Our Bridge Loans go up to $10 million. You can borrow money for 6 to 36 months. We lend up to 75% of the property value. We approve you based on your property value, not your credit score.

Insurance & Rules
To protect your project, you must have property insurance. You also need to follow all local rules and laws.

Adhoc DSCR Rental Loans
We also offer DSCR Rental Loans. These are great if you want to buy and keep rental properties that make steady income every month.
Our Contacts
Contact Information
Below you can see the necessary information.
- Phone : +1 (201) 707-8889
- Location : 625 Eagle Rock Ave, West Orange, NJ 07052, USA
- E-Mail : info@adhoccapitalcorp.com